Pricing & Consultations
Real Protection. Straight-Talk Pricing.
No pressure, no confusing fine print. Just honest guidance built around your family, your future, and your bottom line.
What Every Client Gets
A free initial consultation — zero cost, zero commitment.
A personalized protection plan built around your actual needs, not a sales quota.
One dedicated advisor who knows your name and your goals. When you call, you get me — not a call center.
Ongoing reviews to keep your coverage sharp as your life and business grow.
How We Price
Here's the truth: insurance and protection planning isn't one-size-fits-all — and neither is your pricing. Your premiums depend on your goals, your health, your business, and the coverage that actually fits your life.
That's why every plan starts with a free, no-obligation consultation. We map out your needs, then build a strategy that protects what matters most without wasting a single dollar.
Starting rates begin at $xxx / month, but your real number comes from a real conversation — not a generic online quote.
Complete Legacy & Estate Package
$xxx annual planning package
The full-picture engagement for retirees and aging families ready to protect their assets and their loved ones. Long-term care, estate planning support, and tax-smart strategies in one coordinated plan.
- ✓ Comprehensive estate planning support
- ✓ Long-term care insurance analysis
- ✓ Wealth transfer & legacy strategy
- ✓ Tax-efficiency planning
- ✓ Annual plan review & updates
- ✓ Coordination with your attorney & CPA
Business Owner Protection Plan
$xxx / month monthly advisory retainer
Built for self-employed professionals and local business owners who can't afford to leave the company exposed. We map out the risks and lock down a strategy that keeps your business standing.
- ✓ Small business risk assessment
- ✓ Key person & buy-sell planning
- ✓ Group and individual coverage options
- ✓ Tax-efficiency strategy review
- ✓ Quarterly plan check-ins
- ✓ Priority phone & email support
Family Protection Review
$xxx one-time consultation
A focused consultation for families and working professionals who need life and disability coverage that actually fits their budget. Walk away with a clear plan to protect the people who count on you.
- ✓ 60-minute personal risk assessment
- ✓ Life insurance needs analysis
- ✓ Disability income review
- ✓ Custom coverage recommendations
- ✓ Email summary of your action plan